This Privacy Policy regulates the processing of users’ personal data (hereinafter referred to as "User" or "Users") collected under the scope of use of the site https://www.apseguradores.pt/ (hereinafter referred to as "Site") by the Portuguese Association of Insurers (hereinafter referred to as "APS") as the entity in charge of such processing.
By providing your personal data, knowledge and acceptance of the conditions contained in this Privacy Policy are implied.

The User may find detailed information regarding APS's Privacy Policy and Cookies Policy in the following points:

1.          Personal data collection and processing

2.          User rights

3.          Preservation of personal data

4.          Security

5.          Cookies

6.          Links to Third Party Sites

7.          Complaints

8.          Questions and suggestions

9.          Changes to the privacy policy and cookies policy


1. Personal data collection and processing
The mere access and use of the Site does not imply that the User is providing his/her personal data.
However, the use of certain Site functionalities, namely the request for contact, implies that the User is providing personal data. Such data will be processed by APS with the User’s consent, in order to manage the established contact and provide clarification and information requested by the User.
2. User rights
According to the applicable legislation, the User may request, at any time, access to personal data concerning him, as well as correction, elimination, processing limitation, personal data portability, or opposing to processing, via a written request addressed to APS to the e-mail address: comunicacao@apseguradores.pt.
The User may also ask for confirmation as to which personal data concerning him/her is subject to treatment, and a copy of the data being processed shall be made available to him, if required.

Under the Law, the User is also granted the right to withdraw his or her consent for the data processing for the stated purposes but does not exclude data processing carried out until that date, based on the User’s consent previously provided.

To exercise of any of the above rights, the User must submit a written request to the Data Protection Officer via the following contacts:

Phone: (+351) 213 848 100
E-mail: cpd.aps@apseguradores.pt
Address: Rua Rodrigo da Fonseca, 41 | 1250-190 Lisboa


3. Preservation of personal data
Personal data will be kept by APS for a period of 5 years.


4. Security
APS makes every effort to protect the Users’ personal data against unauthorized access. For this purpose, it uses security systems, rules and other procedures to ensure the protection of personal data and to prevent unauthorized access to data, improper use, disclosure, loss or destruction.
It is, however, the Users’ responsibility to ensure and make sure that the devices and equipment used to access the Site are duly protected against harmful software, computer viruses and worms.
5. Cookies

"Cookies" are small text files that identify the User's computer on the APS server. Cookies do not identify the individual user, only the computer used. Cookies are not used to collect personal data.
This Site uses cookies that serve to help determine the utility, interest and the number of accesses to the Site, allowing a faster and more efficient Site navigation, thereby reducing the need to enter the same information every time the user visits the site.
The use of cookies allows APS to provide users with a more customized service.

The cookies used on this site are as follows:

Type of Cookies Name Purpose Duration Own/third party
Session Analytical Statistical Temporary Own
Permanent Functionality User Preferences Stored until the user deletes them, or until the expiration date Own

All browsers allow the User to accept, decline or delete cookies by selecting the appropriate browser settings. The User may configure the cookies in the browser’s "options" or "preferences" menu. To learn more about cookies, you can visit www.allaboutcookies.org.

Please note, however, that disabling cookies may partially or totally affect your browsing experience on the Site.


6. Links to Third Party Sites
Links on this Site may lead to other sites. APS is not responsible, approves or otherwise supports or subscribes to the content of these sites, or the sites linked to or referred to in them.
APS shall not be liable for damages resulting from viruses that may infect the User's computer or network, or other property, because of accessing APS site with content transfer from it to the User's computer or network.
This privacy statement applies only to information collected on APS website.


7. Complaints
Without prejudice to any other means of administrative or judicial appeal, the User has the right to submit a complaint to the competent control authority according to the law, if he considers that his data processing by APS violates the legal regime in force at any time.
8. Questions and suggestions

The User may contact APS on all matters related to the processing of his/her personal data and the exercise of the rights granted by the applicable legislation and, specifically, the ones mentioned in this Policy, using the following contacts:

Phone: (+351) 213 848 100
E-mail: cpd.aps@apseguradores.pt
Address: Rua Rodrigo da Fonseca, 41 | 1250-190 Lisboa
9. Changes to the privacy policy and cookies policy

APS reserves the right, at any time, to change the terms of personal data processing. These changes will be properly advertised on the Site.
Lisbon, May 25, 2018

The Portuguese Association of Insurers (APS) is a non-profit association, established according to the law to defend and promote the interests of the insurance and reinsurance companies operating in the Portuguese market. The current APS members account for 99% of the insurance market in terms of business turnover and human resources employed by the sector.